Sound advice which I shall follow.
This is fucking madness.
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Oh Jesus. Cool, if that’s the way we’re playing this game then fine. My sister is in the process of buying her second place, and selling the one she currently owns a stake in.
Do you know what, I’ve defended you a lot on this forum, when pretty much ever other person has said you’re an entitled twat.
Unfortunately I was wrong.
Best of luck with your job hunt (or something that rhymes with ‘hunt’ anyway).
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Originally posted by @MrTrampoline
Originally posted by @Bucks
Could rent in Luton for a lot less and get a short commute. Or others areas if you really look.
Sound advice which I shall follow.
I’m pretty sure I said you could move to a nearby cheaper area and you refuted that?
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I’m with MrTramps on this one.
You might have the legal right to sell it. You might be liable for everything that goes wrong with it. As long as someone can take it away from you, you don’t own it.
That’s the deal until the mortgage is paid, which is one of the reasons people are so pleased when its paid off.
The downvote was me from me because:
a) you chat shit and are far too uptight, for one so young
b) … as if you’d follow any advice
Oh for heaven’s sake man calm the fuck down.
You said that your sis had bought a house and I misunderstood what you meant.
I then defended how and why I misunderstood you (fairly, I believe - the word ‘own’ is ambiguous in this context).
We disagreed on an issue - I haven’t said anything personal whatsoever against you or your character. Now you’re the one lobbing insults my way.
That’s fine, I’m not refuting that. The assumption is that most people in our generation say they own a house when it is mortgaged. If you fill in a finance application, insurance application etc, it asks for your status - and if you own outright or have a mortgage, it goes down as a “Home owner”.
To be honest I’d hope that Mr T has saved his money whilst he’s lived at home so that at some point in the future he has the money available to put down as a deposit.
You’re going to have to be more specific than that.
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I am more than calm thanks, I’m just going to the other side as I can’t be arsed to try and defend your naivity.
Where did you defend how and why you misunderstood me? There’s a post saying that owning is owning is owning, but nothing saying you misunderstood me, more making out that I was using the incorrect terminology. What should I know, I only own one property and have a (hefty) share in another (this is that showing off I was referring to earlier - see what I mean when I say it’s not endearing).
Well, I think we can all agree this has been excellent foruming and an exciting evening for Sotonians. I’m going to bed now, sad that this has all had to end.
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Hmmm… woudn’t describe it as exciting, more like having been stuck in a thicket, interesting, but not great.
P.S. I do not own that musing, I stole it off Stewart Lee, and just on the off chance he has been reading this thread no copyright infringements were intended.
“Where did you defend how and why you misunderstood me? There’s a post saying that owning is owning is owning, but nothing saying you misunderstood me, more making out that I was using the incorrect terminology.”
Come on. Saying “Do you think he’s for real, or on a windup? In his eyes, ‘owning’ a flat is buying it outright?” Is hardly the same as politely pointing out that you meant paying a deposit. What do you expect me to say? “Oooh sorry sir! Pardon me!”
My response was “You don’t ‘own’ a flat if you have a mortgage. You’re in the process of buying it. There’s no debate on this one. That’s literally what is taking place whilst you’re paying a mortgage.”
I’d honestly say the two posts are more-or-less level in their tone.
I like arguing with you Cherts because you’re quick, you’re direct, you’re to-the-point and when you and I disagree, our both being real and up front allows us to isolate our disagreements quickly and find out where the impasse or difference of opinion lies. In my book that’s how you argue with respect - clipped in tone though it might be - that’s the same kind of head-to-head I’d have with my mates and think nothing of it.
“What should I know, I only own one property and have a (hefty) share in another (this is that showing off I was referring to earlier - see what I mean when I say it’s not endearing).”
Right. You might not believe me. But I literally don’t find that bothersome in the slightest. If you or any of my mates were to say words to that effect - I wouldn’t consider it showing off - I’d say something like “Good for you mate! Well done!”. I have a mate of mine who earns similar to what you do and works in Dubai and he’s not even 30 yet. We get on great because we simply don’t judge each other in the slightest. He doesn’t look down his nose at me and I’m not bitter about his success. Hell, I’ve got/have had every opportunity to follow in his exact footsteps as he simply jumped into recruitment worked his arse off. Its not really for me - but I’m very happy for him.
Oh, one more thing.
In my personal life I massively balance this out by being equally up front about my failures and things at which I suck ass. One example (stupid example but whatever) is when I failed my driving test twice. My mates all never said when they were doing theirs as they didn’t want the added pressure of teling people if they failed. Me? I was quite comfortable in saying ‘I really suck - I’ll probably fuck this up lol’ and following that up with ‘yo guys. I failed. I’m the worst lol’ or something along those lines. It really is just how I am. In terms of my own personal ethics I value authenticity highly and naturally attract people who are similar. If I’m good at something I’ll tell you. If I suck ass at something I’ll tell you.
I know that all the Big 4 pay the same for London as they do for Reading/St.Albans/Luton and the rent is definitely less than London.
Also, I’ve got a mate who has just got a job in London so is moving from his place in St.Albans (believe he pays £600 a month) in January so can put you in touch if you like
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Depends what you’re doing Cherts, I’m
in FS - Wealth & Asset Management at EY so I never leave the office for clients, but I’ve got friends in FS-Banking who have to go to Edinburgh on the regular.
I’ve not had a driving lesson and still got my provisional licence and it’s working fine 
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Fuck me I have been dicking around since leaving school in 1980 I still have no Idea what my career path is because HR change the rules every year.
What generation am I ?
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Wow - in the 15 minutes since I first replied to something that has appeared on this page, I’ve read through the rest & things really have taken a turn haven’t they?
What I don’t get is why start a thread asking for career advice and then offer so much resistance as to why you can’t/won’t accept it? It’s a very defensive and to be honest a bit immature and from the observations from the posts here suggests the reasons why you fall at the final hurdle.
The entry schemes you are applying for can afford to reject talented people with high potential because ALL who get the the latter stages are talented and have high potential… So at the end of the day they are looking for the highly flexible, dynamic and sleeves rolled up, dedicated folk. Asking Partners questions about company ethics - or being inflexible about location is an easy way to the rejection stamp.
Oh and ‘suck ass’ ? Really? Its arse for starters unless you are yank and ‘it sucks’ is another of those imported bollocks phrases…